BUY SILVER!
That is a simple as it needs to be. You won't be sorry. If you really MUST know more, read This. It is a big read and you won't get to the silver part till somewhere around the middle. Still, the understanding of why you must buy silver is reliant upon reading and understanding the rest. Short of that our best recommendation is to
SPEND YOUR MONEY NOW!

The reason for this will be axiomatic if you read above. Go ahead and buy all of the long-term items such as appliances, automobiles, etc. Your money won't be worth much in the long-term. Don't borrow money from a bank (or anyone else) in order to buy things. The banks get mean when the banks need money. Instead, if you are so blessed, loan the money to yourself via your 401k. If that isn't possible, then cancel your cable. In 10 months you can buy a refrigerator.

OK. We couldn't leave well enough alone. In addition to buying silver and judiciously spending our money, we are also dabbling in options (look left) and reading the book Automatic Wealth by Michael Masterson. Check out my notes HERE or use the link on the left.

I just bought my silver from Gainsville Coins. Only $2.50 over spot (plus another $1.25 if using a credit card). Still...
IF just buying silver is too easy for you? For fun, we also like to write covered calls.
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The List

  1. Buy Silver
  2. Pay off Debt
  3. 401k=Commodities
  4. Take Care of Food
  5. Buy Long-Term Items
  6. In 5 years by Real Estate